online banking

Do not forget these 12 tasks while online banking, the account will be empty

Internet banking is a fast and convenient way to make bill payments, money transfers or other transactions. Its use has increased tremendously in the current pandemic situation. However, there are some risks involved in using it. Phishing and skimming are some of the common tools that fraudsters always use to steal money. However, you can easily avoid such scams if you take some very simple precautions. We all unknowingly make small mistakes while doing online banking. So here are twelve mistakes that you should never forget while doing online banking.

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How to use online banking in safe way? Check out the 12 ways to keep safe our online banking

1. Do not use public Wi-Fi connection when making online banking transactions

When making online banking transactions, never use public Wi-Fi for internet connection. These are usually insecure; So hackers can easily steal your banking details by planting infected software on your device.

2. Do not charge your mobile phone at public charging stations

Never charge a smartphone in public charging stations to avoid being a victim of juice jacking (USB cable is used to steal data). It is highly recommended to carry your own charging cable.

3. Do not search for customer care or other important numbers of any bank on Google

Always visit the official website of the bank to get information about phone numbers and emails for questions and complaints.

4. Don’t install apps on your smartphone from anywhere other than the Google Play Store and Apple App Store

Only download the apps you need from trusted app stores like Google Play Store and Apple App Store. Downloading apps from unofficial sources can be a risk to both your smartphone and the data available on it.

5. Don’t ignore Android security updates, always install them on your smartphone

While software updates help address bugs and other issues on smartphones, they are also able to reduce cyber risks. The latest operating systems have state-of-the-art security patches, so it would be difficult for hackers to go beyond these and hack your device.

6. If you are not very sure, do not click on any bank or payment related link sent in email or SMS

Do not click on any link related to SMS or mail related transactions. Also, sometimes cyber criminals create an urge in the minds of users to perform banking related transactions. Keep an eye on such messages and always check the corresponding URL before clicking.

7. Do not share any banking or KYC related information on social media platforms like Facebook, Twitter and Instagram

It is advisable not to share any questions on social media or seek redressal of any grievances. These reveal some of the personal information of the person concerned, which can be misused by hackers to easily accomplish their nefarious purposes. Even if someone uses social media to connect with the bank, his direct message or DM feature must be used.

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8. In the case of online banking, do not set a predictable password too easily

It is extremely easy to crack a weak password (which is very easy to guess). Therefore, a strong and impenetrable password (i.e. a complex password that hackers cannot easily guess) greatly reduces the chances of cyber fraud.

9. Be sure to change your online banking password from time to time

Changing bank related passwords every three to four months to avoid falling prey to cyber criminals guarantees security and safety.

10. Do not link mobile numbers and email IDs that you do not use regularly with your bank account

Not only will this help you to keep track of all bank transactions, it will also help you to know in advance about an unauthorized transaction.

11. Do not share any bank related information with anyone on the phone

In many cases scammers claim to be the bank’s representative and ask the general public for details of their bank. Do not share any such information with them. Always remember that the bank will never ask for your personal information over the phone.

12. Don’t give your smartphone apps unnecessary permissions

Please read carefully before allowing any app. Allowing apps to access more data puts your personal information at risk, which hackers can easily use.